Taco bell's Beans Chalupa | Crazy4veggie

My daughter loveeeee Taco Bell's, Beans Chalupa. She can have it in the middle of the night too. You just name it and she will awake ;)
So with her request, I made this recipe for Chalupa lovers around the world.
Oil - 2 TBS
Crushed garlic - 3 cloves
Refried beans(non fat) - 1(14oz can)
Taco seasoning - 2 TBS
Crushed chili paper - 1 TSP
Thick small tortilla bread - As needed
Chopped and deseed tomatoes - 2
Chopped lettuce - 2 cups
Avocado chunks - From 1 avocado
Cheese blend - As needed